Q. Why list with Shirley Real Estate Ltd.?

A. Shirley Real Estate Ltd. is #1 in the Salmon Arm area, being the largest, locally owned, independent real estate office in town. The company has been established for over 25 years. Located in the core of the city, Shirley Real Estate Ltd. has instant computer on-line service to the Okanagan-Mainline Real Estate Board (MLS Service) and has Nationwide connections with other real estate offices around the world.

Q. Who owns Shirley Real Estate Ltd.?

A. Lisa Shirley-Nobbs along with her husband Darrell Nobbs have owned Shirley Real Estate since 1994 when they took over the business from Lisa's parents Tom & Carole Shirley. Tom & Carole opened Shirley Real Estate in
August 1983 making Shirley Real Estate the longest established real estate company in the Salmon Arm/Shuswap area.

Q. Why should you list your property with Shirley Real Estate Ltd.?

A. Shirley Real Estate is the longest established real estate company in the Salmon Arm/Shuswap area and has been in the real estate business for over 25 years. Its competent realtors have over 120 years of combined real estate
experience. We offer MLS listing service, professional marketing techniques & personalized confidential service. Shirley Real Estate's realtor sales volume ranks us one of the top real estate companies in the Shuswap/Salmon Arm areas. Shirley Real Estate Ltd. has an excellent reputation for having honest and ethical real estate service. List with Shirley Real Estate Ltd. and you can be confident we will get your property sold with the highest price, least amount of hassle and in the shortest period of time. (refer to our "Seller Tips" on our website for more info).

Q. How Much of a Down payment do I need to buy a house?

A. Usually, you will need to have a minimum of 5% down payment of the purchase price of a house in order to qualify for a mortgage. In some cases you may not need any down payment Contact a realtor at Shirley Real Estate Ltd. and we will assist you in getting pre-qualified for a mortgage so you will know exactly what you need down.

Q. How will I know I can afford to buy a house in a certain price range?

A. The realtors at Shirley Real Estate Ltd. will put you in touch with a mortgage broker or a financial institution to get you pre-qualified for financing a house that you can afford. Getting Pre-qualified is Key to Buying A House. (Refer to our "Buyer Tips" on our web page to explain the Buying Process)

Q. What costs are over and above the purchase price of real estate?

A. You will have Notary/Lawyer Fees, Survey Certificate (if required), cost of Mortgage including Appraisal (if required), fire insurance premium, Property Purchase Tax (1% on first $200,000. & 2% thereafter), G.S.T. on legal fees and possibly on purchase price if property is brand new house or vacant land in a company name. (Refer to "Buyer Tips" on this web site for further information")

Q. What areas does Shirley Real Estate assist buyers and sellers?

A. We are licenced to sell property in the entire province of BC; however, choose to specialize in all sales in the entire Salmon Arm/Shuswap areas. These include: Sicamous/Malakwa, Enderby/Grindrod, Blind Bay/Sorrento, Chase, North Shuswap, Seymour Arm, Anesty Arm, Eagle Bay/Wild Rose Bay, Tappen, Notch Hill, Skimikin, Silver Creek, Deep Creek, Gardem Lake, White Lake, Mara, Salmon Valley and all of Salmon Arm.

Q. Does Shirley Real Estate Sell Lakeshore Properties?

A. Yes, Shuswap Lake, Mara Lake, White Lake & Gardem Lake lakeshore properties are a large percentage of Shirley Real Estate's business each year. Our realtors are very familiar with these lakes and even have access to a boat to show boat access properties.

Q. What types of properties does Shirley Real Estate sell?

A. Residential, Commercial, Lakeshore, Acreages, Businesses, Development Property, Farms & Vacant Land & Lots

If you have any questions, we would be more than happy to answer them - please contact us!